The decision to keep your money turned out to be fatal
Even after, how Francisco became a millionaire, he didn't leave his craft. The winner decided not to spend the received winnings, instead he kept the money on his own for two years (where and how is unknown), and then decided to use the services of a bank. This step became fatal in his fate.. The choice fell on Banco Santander, the largest financial institution in Spain. Francisco was sure, that all his money is quietly on the deposit, but he was greatly mistaken. All of his funds were invested in high-risk investment products, which did not bring the expected profit.
Francisco found out about the trick only in 2009 year, when he needed meniscus surgery. The cost of surgery is thirty thousand euros. The bricklayer decided to withdraw money from his deposit account, but an unpleasant surprise awaited him at the bank. His money is gone. And that is not all. Francisco became a debtor to the bank! And all because, Spain was in a serious financial crisis and assets were rapidly depreciating.
Naturally, the decision to place funds in risky assets was made on the advice of a bank employee. The consultant convinced Francisco, that with such a large amount you need to do just that. The winner decided to trust the "professional".
However, it's worth remembering, that bank employees are not responsible for the safety of the client's money. They often receive additional premiums for selling certain investment packages.. Therefore, first of all, they are interested in their well-being., and not in the interests of the client. And the riskier the proposed product, the more likely it is, that the employee is financially motivated to sell it.
Russian quadrillions
The Russian Lotto lottery has existed for 25 years in Russia. It is similar to Italian in total number of rooms (and there and there them 90), but completely different from it in the possibility of winning the main category: currently * likely to hit the jackpot (that is, fill in 15 numbers from 15, and on 15 running) makes up fantastic 1:45 795 673 964 460 800 or one chance at 45 quadrillion (if we talk about the ticket, where are two playing fields, then the chance is 1:22 897 836 982 230 400 or one to 22,9 quadrillion). There are simply no events of this order in our life..
Even if we compare this figure with examples of other complex lotteries, it turns out, what to pick up a jack in the "Russian Lotto":
- in 76 million times harder than Powerball or Megamillions
- in 36 million times harder than SuperEnalotto
However, these figures do not reflect the essence, this is just the result of dividing the probabilities in different lotteries. In fact, you can say differently: if the jackpot is won regularly in American lotteries (several times a year) due to the large number of participants, and in Italy a little less often (due to fewer participants and a more complex formula), then in Russia the jackpot, according to the current rules, you can't win at all! It's mathematically impossible.
The main prize of the lottery "Russian Lotto", recently exceeded a billion, can only get someone if the organizers decide to give it away, by temporarily changing the rules of the jackpot drawing or - in the second round, as it happened on the New Year.
It's hard to call the game a lottery, with an interesting approach like Russian Lotto. Moreover, the cost of participation in it (now it 100 rubles, i.e 1,4 euros), more expensive than SuperEnalotto (1 euros), and the winnings of at least the second prize category are absolutely ridiculous:
- 1 million rubles, if you translate them into euros, it's only € 14-15 thousand
- in terms of circulation, in which (regularly!) second category win is funny 200-300 thousand rubles, then in euros it is respectively, € 3-4 thousand.
When comparing these indicators (we have a more expensive bet and it is impossible to win the jackpot in principle) the conclusion suggests itself, that Italians are still interested in playing SuperEnalotto, despite, that this lottery is the most difficult in the world.
Topics, who does not live in Italy, can participate in the SuperEnalotto lottery using TheLotter help
For Russians, the opportunity to participate in foreign lotteries is limited by prohibitions on transfers abroad for transactions containing a code indicating gambling (MCC 7995). However, if you wish, you can send money by regular bank transfer, eg, through Sberbank (commission 1% from 15 000 rubles. Or, minimum - 150 rubles for one transfer)
As for the "Russian Lotto", then with such rules for drawing a jackpot a lottery it is difficult to call it. This is an unfair gamble, outshines the participants with marketing gimmicks and an incredible jackpot, the decision on the drawing of which is made exclusively by the operator, only then, when he wants it
