What is Stoloto
Stoloto positions itself as a lottery trading house, where anyone can come and try their luck. The company is engaged in the sale of a dozen different state lotteries, including such well-known as "Russian Lotto" and "Gosloto 5 of 36 ".
Stoloto is not just a distributor, and the whole system, which is engaged in servicing state gambling.
The services include:
- retail ticketing;
- online sale;
- holding draws;
- payouts to winners;
- Information Support.
Potential risks
Let's add a fly in the ointment right away, talking about risks. The organizer always wins - this is the golden rule of any gambling. Moreover, of all fair gambling, lottery is the most profitable for the company.
Another risk factor is a high probability of cheating.. This fact is not documented anywhere., however, there are many skeptics, who do not believe in the fairness of the drawing.
The main argument of all skeptics is that the draws are broadcast on tape, and the required results adjust, not showing it to the public. Sounds, as a conspiracy theory, however on the records 2259 and 2260 there are exactly the same position of balls at different time stamps, which is unlikely from any point of view.
What it is, we do not undertake to judge, but before playing you must soberly weigh all the risks.
The rule 3. Know your chances
The probability of a jackpot in any lottery is, usually, one formula. And here is the calculation of the probability, eg, closing at least one line in the lotto is very non-trivial and would take a whole article, maybe, and not one. Therefore, in fact, the chance of getting some money in the lottery is higher due to the fact, that most lotteries have additional prizes in addition to the main one. But I will focus on the jackpot for ease of assessment..
Let's admit, we bought a lottery ticket with a random set of numbers
The same number of balls are drawn during the drawing., and if the numbers on them coincided with the numbers on the ticket (in any order, it is important!), then we won. The probability of such a win is calculated as follows:
The number of combinations without taking into account the order is called in mathematics the number of combinations, and if you know and understand the formula for calculating it, then from this article you, likely, don't learn anything new. If you are not a mathematician, then it will be easier to use the online service, for example with this. Similar services (and formula, underlying their work) offer to set two numbers:
- n - the total number of possible options for one item. In our case, the object is a ball, and there are so many balls, how many numbers are in the lottery, more on this below.
- k - number of items in one sample. In our case, how many balls the lottery draws and how many numbers are in the ticket (supposed, that these quantities are equal).
so, if we have a lottery with a draw 5 balls, but in total in the lottery 50 balls with numbers from 1 to 50, then the probability of winning in it will be equal to one to the number of combinations for k = 5 and n = 50, i.e:
Consider a more complex case - the popular American Powerball lottery, in which the jackpot value exceeded one billion dollars. According to the rules, there is a basic sample of 5 numbers (from 1 to 69), and also one additional number (from 1 to 26). Need to get everyone match 6 numbers, to win.
It's not hard to understand, that the chance of getting the first set is equal to one to the number of combinations for k = 5 and n = 69 (i.e 11 238 513), and the chance to "catch" the last ball is 1 to 26. To get everything at once, these chances need to be multiplied, because events must happen at the same time:
In other words, if 300 million people will buy tickets, then only one will win. It shows, why the jackpot is often not won at all: lottery organizers just don't print as many tickets, so that among them the winning.
What are the types of lotteries and how to win them?
At the moment there are a huge variety of different types of lotteries. It's easy for beginners to get lost in this variety., so two tips for this type of player:
- You should only take part in the most popular and large-scale projects. Why? Because, primarily, these are the projects that guarantee a big jackpot.
- It's best to take part in those projects, which take place directly in the player's country (preferably even in your hometown, well, or at least the area). Why? Because, in case of victory, it will not be difficult for the winner to pick up his prize (reduction of time costs, unrest and other reasons, repelling players from foreign projects).
I would like to warn you about, that scammers surround us everywhere, and lotteries are no exception. What the fraud can be? for example, selling some kind of "super strategy", which supposedly guarantees one hundred percent victory. But do you remember, that there are no strategies in lotteries? Remember this always!
Instead of buying "air" from scammers, better buy yourself another lottery ticket. There are two types of lotteries:
1). Instant lotteries
Lotteries of this type are the simplest, the essence of participation in them is as follows:
- you buy a ticket;
- erase the covered field on the purchased ticket;
- all.
In this way, you will know about your winnings immediately after, how to erase a special field. It is under the scratch layer that your winnings will be waiting for you (well, or "0 rubles").
By the way, some instant lotteries, conduct their rallies in a slightly different way:
Benefits of the game: high profitability, quick payback, significant reserve fund, stability of payments over 7 years, 24/7 support. Why put off until tomorrow, what can you earn today?
- you buy a ticket;
- tear off the special part of the purchased ticket;
- unfold the ticket;
- also see your result.
Small winnings can be claimed immediately at the venue, but as for large amounts, then to get them you need to contact the creators.
2). Draw lotteries
This type is in demand and popular among players most of all. Draw lotteries are divided into two subtypes:
- The participant manually selects numbers.
- The participant purchases a ticket with a ready-made set of numbers.
The first subspecies is more popular, since here the player determines his own destiny, no one to blame. There are also local lotteries: Promotions, quiz, advertising draws. Often, they are held one-time by the organizers to meet their commercial goals.
Usually, in such projects the prize is not money, and specific goods. You should not refuse to participate in them, since the probability of victory in this case is quite high due to the small number of participants.
Just make a forecast where the course of the selected asset will go: Up or Down. Training on a free demo account. With the correct forecast, profit up to 90% from the rate. And all this from the best broker . Don't put off until tomorrow, what can you earn today!
Another conversation, if the main prize is a wheelchair or a set of sports nutrition, since not everyone needs it (and it is not necessary at all, if only to sell). And here, the car or smartphone will clearly gather the largest number of participants.
How to get your winnings?
Most of us ask the question “How to win the lottery?». The question is, how to get your cash prize, fades into the background. Still interesting, where and when prizes are given to the winners of the drawings?
How you receive money depends on the size of the prize and how you participate in the lottery. The withdrawal of money is carried out in different ways and in different places, starting from post offices and ending with the Stoloto lottery center in Moscow. To receive money, present your ticket with a lucky combination, passport, win code, received by SMS.
To 2 000 rubles
Prize to 2000 rubles are issued at all authorized points of sale and on the website. In the mobile application and on the Stoloto website, this amount is automatically transferred to the wallet in your personal account. You can get your money at the Russian Post offices.
From 2 000 to 100 000 rubles
The sum of this range can be obtained in different places, depending on its exact size.
I will list the places, where can you collect your prize:
- to 5 000 rubles are issued in the Svyaznoy chain of stores and in the Russian Post offices;
- to 10 000 rubles you will receive in Euroset, at the post office;
- to 50 000 rubles are given in the branches "Balt-Lotto" and "Baltbet".
You can receive your prize by bank transfer. Send a correctly completed application to the postal address of Stoloto, information about yourself (passport data), information about the winning ticket (key and number), win code, received by SMS, and bank details.
From 100 000 to 999 999 rubles
Such amounts are paid in cash directly on the day of the winner's request or by prior agreement. Full check of the ticket is required, verification of documents, confirming the identity.
Cash issued up to 180 000 rubles. Amounts from 180 thousand are issued by bank transfer to the winner's bank account. Before the transfer, bank details are checked.
To transfer money, you need the following bank details:
- Name of the bank.
- Correspondent account of a bank branch.
- BIK bank.
- INN bank.
- Bank checkpoint.
- Current account of the branch for transferring the winning amount.
- Winner's personal account, or the account of his plastic card.
More 1 000 000 rubles
Payment of a prize of one million or more is done only after the examination of the prize. For security reasons, the winner will not receive money in hand. They are transferred by bank transfer.
To receive the prize, the winner must personally visit the central office of Gosloto. The date of the visit is agreed in advance. The winner must have a document with him, proof of identity.
Taxes on winnings
The income received from lotteries and other gambling entertainment is subject to taxation under the law of the Russian Federation. Its size is set at 13% for Russian citizens and 30%, if the player wins, resident of another state.
Tax payment terms:
- If in a calendar year no more than 4 000 rubles in different lotteries, you don't have to pay taxes.
- With the profit received for the year over 4 000 ₽ or to 15 thousand. rub. for one lottery ticket, players must independently pay to the state treasury. If payment is made at the end of the current year, you can specify a fixed amount in 4 000 RUB.
- If the player managed to win more than 15 000 rubles for one coupon, full tax will be deducted upon receipt of money. The organizer acts as the client's personal tax agent and transfers to the Federal Tax Service of the Russian Federation the necessary 13% of the total payment.
There are two ways to fill out the income tax return for a certain period - personally visit the branch of the Federal Tax Service and write an application or submit it electronically, attaching copies of all documents, which legislators will ask. Declarations of any type are accepted for the past year before 30 April inclusive.
